www射-国产免费一级-欧美福利-亚洲成人福利-成人一区在线观看-亚州成人

US EUROPE AFRICA ASIA 中文
Business / Markets

Risks lurk in P2P lending sector, ratings agency warns

By GAO YUAN (China Daily) Updated: 2015-01-22 07:29

Risks lurk in P2P lending sector, ratings agency warns

The stand of an online finance company at a financial expo in Shenzhen, Guangdong province. Transactions involving P2P platforms doubled to 250 billion yuan in 2014. [Photo/Xinhua] 

Transactions double, but disclosure norms weak in unregulated segment of financing

The nation's fast-growing Internet finance market conceals great risks, a domestic ratings agency warned on Wednesday.

Inadequate disclosure, debt repayment problems and poor profitability are the biggest issues challenging Chinese peer-to-peer lenders, said Dagong Credit Data Co Ltd.

The Beijing-based agency unveiled a blacklist of 266 platforms that it said had engaged in "serious violations of laws and regulations". Another 676 companies were on an early warning list, according to Dagong, which examined about 1,300 lenders in the industry.

Wang Zaixiang, president of Dagong, said emerging problems in the Internet finance industry have the potential to derail the nascent sector.

"Most of the information disclosures by the P2P lenders were not comprehensive. They have difficulties in paying their debts, in achieving profitability, and in management," said Wang.

He said that these problems have seriously undermined the lenders' credibility and will have an adverse impact on liquidity.

Money raised by the platforms mainly flowed into real estate and the interbank market instead of to cash-starved small and medium-sized enterprises, Wang said.

Transactions involving P2P platforms doubled to 250 billion yuan ($41 billion) in 2014, according to the Internet Society of China.

Online P2P lending uses the Internet to conduct daily transactions or finance businesses.

Given their lower transaction costs, online wealth management products allow investors an alternative to tightly controlled interest rates. But the largely unregulated market is rife with money laundering, fraud and illegal fundraising.

Dagong found that platforms with larger registered capital tend to receive better ratings.

Transaction volumes, investment policies and the number of investors also influences the risk level.

Shanghai-based lufax.com was the only leading online lender on the early warning list provided by Dagong. The site, under Ping An Insurance (Group) Co of China Ltd, has more than 800 million yuan in registered capital.

Previous Page 1 2 3 4 5 Next Page

Hot Topics

Editor's Picks
...
主站蜘蛛池模板: 撸久久 | 九九热国产精品视频 | 免费人成在线观看播放国产 | 在线观看日本永久免费视频 | 欧美成在线播放 | 能直接看的一级欧美毛片 | 爽爽窝窝午夜精品一区二区 | 免费人成激情视频在线观看冫 | 黄色a一片 | 一区二区三区免费在线视频 | 国产特黄一级毛片特黄 | 在线不卡亚洲 | 亚洲精品国产精品国自产网站 | 九九精品视频一区在线 | 国产伦精品一区二区三区 | 国产午夜精品理论片久久影视 | 久久久999国产精品 久久久99精品免费观看 | 欧毛片| 国产麻豆入在线观看 | 中文字幕免费视频 | 国产大乳喷奶水在线看 | 国产一区二区三区免费看 | 久久精品国产亚洲网站 | 久久久久久国产精品免费 | 国产永久高清免费动作片www | 欧美+日本+国产+在线观看 | 韩国美女一区二区 | 亚洲欧美日韩国产精品一区 | 男吃女下面刺激视频免费 | 全部孕妇毛片丰满孕妇孕交 | 日韩黄色免费观看 | 日韩久久久精品中文字幕 | 一级香蕉免费毛片 | 中文字幕视频在线 | 欧美性猛交xxx免费看人妖 | 影院成人区精品一区二区婷婷丽春院影视 | 日韩欧美视频一区二区 | 亚洲美女视频网 | 亚洲专区在线 | 一级毛片成人午夜 | 香蕉香蕉国产片一级一级毛片 |