www射-国产免费一级-欧美福利-亚洲成人福利-成人一区在线观看-亚州成人

US EUROPE AFRICA ASIA 中文
Business / Industries

Loans are double-edged sword for students

(Xinhua) Updated: 2016-03-24 07:43

Loans are double-edged sword for students

A student in Beijing uses her iPad to search for information. Some students are turning to loans to supplement their lifestyles. [Photo/China Daily]

Zheng Dexing died on March 9. The college student from Henan province committed suicide after accumulating loans worth 589,500 yuan ($91,000) to pay for his gambling addiction.

Yang Bo, a junior in Southwest China's Guizhou Normal University, wanted to go on vacation to Guangdong province, so he resorted to a loan of 5,000 yuan.

"The loan makes it a lot easier to travel," Yang said. "I just pay 500 yuan or so monthly to pay it back."

More and more college students are turning to loans to supplement their lifestyles. To apply, students must disclose certain information about themselves and their parents for the loan to be verified.

Should a monthly repayment be missed or late, the interest rate is increased.

"It took me less than an hour to complete the application online," said Zhang Zeming, a freshman from eastern China's Fujian province. "For new applicants, the loan is interest free."

Students from more than 50 universities were surveyed by Capital Campus Press Union in January, of the respondents, 63 percent have applied for loans online, 85 percent of which did not want their parents to be involved.

"It feels awkward for me to ask my parents for that much money because I am a student," admitted Zhang, who applied for a loan to buy a laptop computer.

Apart from travel and shopping, loans have also been used to start or invest in businesses. Li Hailang, a college student from the Ningxia Hui autonomous region, used his loan to open a restaurant near his school.

"Online loans can stimulate consumption," said Li Yuansheng, an economics professor at Fujian Normal University. "College students tend to spend more on digital devices, but lack the spare funds, this is where loans can help."

Also, from a lender's perspective, college students are a huge market, with a preference for short-term purchases, according to Kang Jun, a professor at Hunan University.

However, loans are not all about benefits: Take the sad story of Zheng Dexing. He was just one of a number of students who rely on loans to live beyond their means.

Previous Page 1 2 Next Page

Hot Topics

Editor's Picks
...
主站蜘蛛池模板: 国产欧美精品一区二区 | 国产精品99久久久久久宅男 | 亚洲精品国产美女在线观看 | 成年男女男精品免费视频网站 | 国内精品免费一区二区观看 | 久久免费看 | 国产手机免费视频 | 欧美日韩一区二区视频图片 | a级片免费在线播放 | 欧美成在人线a免费 | 日韩美女免费线视频 | 黄色毛片视频校园交易 | 在线视频观看免费视频18 | 久久久久久久国产a∨ | 亚洲成av人影片在线观看 | 欧美一级毛片在线观看 | 成人精品在线观看 | 国内视频一区二区 | 好湿好紧好痛a级是免费视频 | 亚洲国产国产综合一区首页 | 精品久久成人 | 日韩一级特黄毛片在线看 | 女人一级特纯黄大片色 | 日日噜噜噜夜夜爽爽狠狠69 | 91精品成人免费国产 | 很黄很暴力深夜爽爽无遮挡 | 在线精品日韩一区二区三区 | 亚洲午夜成激人情在线影院 | fefe66免费毛片你懂的 | yy6080福利午夜免费观看 | 日本免费一区视频 | 在线国产日韩 | 欧洲成人r片在线观看 | 美女很黄很黄是免费的·无遮挡网站 | 天天看有黄有色大片 | 亚洲免费在线视频 | 久久成人性色生活片 | 亚洲自拍图片区 | 小明台湾成人永久免费看看 | 久久99精品久久久久久久不卡 | 国产手机视频 |