www射-国产免费一级-欧美福利-亚洲成人福利-成人一区在线观看-亚州成人

US EUROPE AFRICA ASIA 中文
Business / Industries

Banks lower down payment for second-home buyers

(chinadaily.com.cn) Updated: 2014-10-16 14:08

Banks are starting to lower down payment requirement for some second-home buyers to get in line with the latest lending rules, although the reduction in mortgage rate is only modest, said the 21st Century Business Herald on Thursday.

Several banks in Beijing, Shenzhen and Zhejiang province have decided to attract customers by offering a mortgage rate equal to 90 or 95 percent of the benchmark rate, though according to the guidance, it can be reduced to as low as 70 percent.

People's Bank of China, the central bank, and the China Banking Regulatory Commission announced on Sept 30 that Chinese citizens who wish to buy a second home and have no extending mortgage can enjoy the same 30 percent down payment required of first-time home buyers.

Prior to the announcement, second-home buyers were required to place a minimum of 60 percent down payment and their mortgage rate was above 1.1 times of the benchmark rate.

Corporate banks, including Industrial Bank, China Merchants Bank and Everbright Bank, have implemented the new lending rules and opened doors to second-home buyers, said the newspaper.

"The mortgage price is linked to the lending (default) risk. It will be up to each bank’s operating strategy and specific conditions of their customers," said a retail banker in charge of mortgage business to the newspaper.

Recent easing is aimed at boosting the sluggish housing demand as more cities reported month-on-month price drops in August. Government data showed out of 70 major Chinese cities, new homes in 68 saw month-on-month price decline in August, compared with 64 in July.

Only five out of the 46 Chinese cities, namely Beijing, Shanghai, Guangzhou, Shenzhen and Sanya, still impose home purchase limit, a measure taken in 2011 to cool off the then heated property market.

Banks lower down payment for second-home buyers

Banks lower down payment for second-home buyers

Mortgage rule changes said to be in the pipeline ICBC, CCB responding to alleged home loan policy changes

Hot Topics

Editor's Picks
...
...
主站蜘蛛池模板: 亚洲综合在线观看视频 | 国产成人免费观看在线视频 | rion美乳弹出来四虎在线观看 | 亚洲经典在线观看 | 老司机一级片 | 国产亚洲精品免费 | 国产www | 亚洲免费区| 精品一久久香蕉国产线看播放 | 国产一级性生活 | 美国一级毛片完整高清 | 欧美变态一级毛片 | 免费a级黄毛片 | 亚洲人成在线播放网站岛国 | 国产日韩欧美久久久 | 国产欧美日韩亚洲 | 99在线精品视频免费观里 | 久久亚洲精品tv | 日本无遮 | 夜色视频一区二区三区 | 亚洲欧美在线免费 | 中国国产一国产一级毛片视频 | 国产永久精品 | 成人免费视频软件网站 | 青草久久网| 久草视频在线免费播放 | 亚洲精品一区二区在线播放 | 99久久久久国产精品免费 | 日本经典在线三级视频 | 日本韩经典三级在线播放 | 韩国免费毛片在线看 | 中文字幕一区二区小泽玛利亚 | 欧美一级毛片aaa片 欧美一级毛片不卡免费观看 | 欧美aaaa在线观看视频免费 | 黄性色| 亚洲一区浅井舞香在线播放 | 日本人在线看片 | 黄页网站18以下禁止观看 | 一级黄色录相片 | 黄网在线免费 | 精品国产一区二区三区久久影院 |