www射-国产免费一级-欧美福利-亚洲成人福利-成人一区在线观看-亚州成人

USEUROPEAFRICAASIA 中文雙語Fran?ais
Business
Home / Business / Finance

State Council tells lenders to improve range of services

By LI XIANG | China Daily | Updated: 2017-05-05 08:10

State Council tells lenders to improve range of services

A clerk (left) in an outlet of Bank of China in Haikou, Hainan province, answers a customer's queries. Shi Yan / For China Daily

China's State Council has asked the country's big commercial banks to set up "inclusive finance" departments by the end of the year to offer small businesses and low-income households financial services at affordable costs.

The banks should tolerate "a reasonably higher nonperforming loan ratio" for lending to small and micro companies, agriculture and poverty alleviation projects, according to a statement following a State Council meeting presided over by Premier Li Keqiang on Wednesday.

Banks' lending to small and micro companies should match the overall loan growth, while the number of small and micro borrowers should not be lower than that of the same period of the previous year, the statement said.

The government will offer monetary and credit policy incentives to financial institutions to carry out the business of inclusive finance, it added.

Inclusive finance refers to financial services offered to small businesses, low-income households and rural residents, who are often overlooked by the large financial institutions.

The development of inclusive finance will help "expand employment, upgrade the economy and improve people's livelihoods", the statement said.

The move by the State Council highlighted the government's intention to help disadvantaged groups and industries gain funding at affordable costs and address poverty and social inequality while carrying out structural reforms to upgrade the economy, analysts said.

Zeng Gang, a researcher at the Institute of Finance and Banking of the Chinese Academy of Social Sciences, said the move will help channel more financial resources to the country's disadvantaged groups and industries as the government's priority has shifted from seeking GDP growth to improving growth quality and social equity.

"The government should also introduce more supporting policies and adopt regulations to help banks diversify the risks and reduce the costs associated with the business," Zeng said.

Guo Tianyong, a finance researcher at the Central University of Finance and Economics, said policymakers should further clarify the definition of inclusive finance and streamline the regulatory requirements on the business.

Guo added that the unexplored potential of financing demand by disadvantaged groups will offer banks incentives to carry out the business, as many of the lenders are under pressure to transform their existing business model amid declining profitability.

State-owned commercial banks such as the Industrial and Commercial Bank of China, Bank of Communications and Agricultural Bank of China have already launched inclusive finance units.

Most Viewed in 24 Hours
Copyright 1995 - . All rights reserved. The content (including but not limited to text, photo, multimedia information, etc) published in this site belongs to China Daily Information Co (CDIC). Without written authorization from CDIC, such content shall not be republished or used in any form. Note: Browsers with 1024*768 or higher resolution are suggested for this site.
License for publishing multimedia online 0108263

Registration Number: 130349
FOLLOW US
主站蜘蛛池模板: 成人在线观看国产 | 最新亚洲精品国自产在线观看 | 日本三级日产三级国产三级 | 亚洲久久网 | 依依成人综合网 | 国产成人小视频 | 在线成人天天鲁夜啪视频 | 亚洲欧美一区二区三区久久 | 一级毛片免费完整视频 | 99久久免费精品 | 日本天堂在线视频 | 亚洲成人手机在线 | 一区二区高清在线 | 国产婷婷成人久久av免费高清 | 亚洲网站免费观看 | 男人操美女 | 国产情侣久久精品 | 久久亚洲国产精品五月天 | 免费人成激情视频在线观看冫 | 香港经典毛片a免费观看 | 国产粗大猛烈18p | 亚洲男人的天堂久久精品 | 久久99免费视频 | 国产欧美曰韩一区二区三区 | 一本一道久久综合狠狠老 | 在线免费观看亚洲 | 国产欧美一区二区三区精品 | 亚洲久草视频 | 成人国产在线视频在线观看 | 九九精品视频一区二区三区 | 欧美视频一区 | 欧美三级三级三级爽爽爽 | 国产精品色综合久久 | 亚洲免费视频在线 | 久久久99视频 | 久久性生大片免费观看性 | 久久91这里精品国产2020 | 女人又黄的视频网站 | a级国产乱理伦片在线观看99 | a级国产乱理伦片在线观看国 | 全免费a级毛片免费看不卡 全免费毛片在线播放 |