It is neither realistic nor reasonable to expect that commercial housing can be the sole way to guarantee that all residents have their own homes. The ever soaring housing prices make it a pie in the sky for those low-income residents and those who rely on basic-living allowances from the government to buy houses on their own.

For this reason, the central government in 1999 introduced a policy requiring governments at various levels to use a certain percentage of income from land transfers for commercial housing to build low-rent housing for low-income families.

This is a realistic way to solve the housing problem for low-income residents and it is also the responsibility of governments at various levels to provide cheap housing for the poor.